Plain vanilla finance
OTC derivatives range from the very simple, such as the basic (or "plain vanilla") interest rate swap described in the chart, to the very complex, with exotic names 7 Jan 2009 Meanwhile, banking profits soared. Given how opposed the banks are to the return to plain-vanilla lending practices, it's pretty obvious as to who For entities holding instruments other than plain vanilla loans or receivables, or those whose business model for realising financial assets includes selling them